Baltimore Business Financing Lawyer

Business Financing Attorney Representing Clients in Baltimore, MD

A growing and successful business may find itself holding a tiger by the tail, facing stagnation or failure or losing a competitive edge because it lacks the capital needed to fund growth or meet other challenges organically. Whether a business needs cash to purchase raw materials, hire a talented workforce, open new facilities, acquire equipment for operations, increase production to meet market demand, or for many other reasons, a commercial loan or equipment lease is often the answer.

Commercial financing takes many forms, and it can provide key leverage for growth, diversification, business acquisitions, and daily operations. Commercial lenders provide access to capital that allows successful businesses to meet their goals. The business law attorneys at Silverman Thompson can help businesses take the right steps to secure the financing they need while addressing related legal concerns.

Legal Help With Lending

On the lending side, the experienced commercial finance professionals at Silverman Thompson provide legal guidance and loan documentation services to commercial banks, institutional lenders, asset-based lenders, factors, and specialty finance firms around the country.

Our attorneys have decades of experience negotiating and drafting loans, security agreements, intercreditor and subordination agreements in mezzanine and subordinated debt transactions, corporate and personal guaranties, and other credit enhancement vehicles, conditional forbearance agreements, among other tools of commercial lending. In addition to the "front end" of commercial finance, our attorneys enforce obligations evidenced by all these agreements in state, federal, and bankruptcy courts every day, with hundreds of successful recoveries.

Our attorneys are cutting-edge, regular contributors to the advancement of commercial finance law. Partner Steven Leitess is a past president of the American College of Commercial Finance Lawyers, and he presently serves as chair of the Maryland delegation to the Uniform Law Commission. The ULC was instrumental in the drafting and continued modernization of the Uniform Commercial Code, perhaps the key component of the substantive law of commercial finance.

Financing Services for Businesses in Multiple Industries

Representative industries with which the attorneys at Silverman Thompson have documented or enforced commercial finance transactions include:

• Aviation
• Automobile and truck fleet financing
• Commercial real estate
• Construction
• Cosmetics
• Equipment leasing & finance
• Floorplan finance
• Healthcare
• High tech
• Hospitality and entertainment
• Invoice factoring and financing
• Manufacturing
• Marine
• Merchant cash advance lending
• Mining
• Railroad and rolling stock
• Retail clothing
• Retail electronics
• Small Business Administration
• Transportation
• Trucking and logistics

Some of the many cases we have handled include:

• We represented a client in a breach of contract case that was heard in the District of Columbia Superior Court, resulting in a favorable settlement for our client.
• We obtained a judgment against a borrower and their personal guarantors after representation during a trial in the Prince George's County Circuit Court. We secured a six-figure judgment for our client that included the recovery of their attorneys' fees.
• We have worked with lenders throughout Maryland to recover collateral in different types of loans. We have also helped clients negotiate payment plans and forbearance agreements with borrowers, helping them recover the full payments owed in money judgments.
• We provided representation in breach of contract litigation that took place in Florida, resulting in a favorable settlement from a borrower and their guarantors, including the recovery of our client's attorneys' fees.
• We assist with business formation, helping clients choose the correct legal entities and making sure documents such as Articles of Incorporation and corporate bylaws are created and filed correctly.
• We provided representation for clients who were involved in a large-scale Ponzi scheme, helping hundreds of creditors address bankruptcy and receivership proceedings.
• We helped a client who had been harmed by a complex financing fraud scheme obtain a recovery of seven figures.
• We provided representation in one of the first reorganization plans to be confirmed in Maryland under Subchapter V of the Bankruptcy Code, obtaining the largest recovery received by any creditor in this type of case.

Silverman Thompson also provides representation for clients in the securities industry, helping clients resolve legal issues while maintaining compliance with regulations. Our attorneys have worked with clients in multiple types of securities transactions and litigation or arbitration related to securities, as well as regulatory matters.

Contact Our Baltimore Business Financing & Lending Attorneys

The team at Silverman Thompson can provide representation in litigation related to financing, and we can assist with transactions and contracts, helping both businesses and lenders address their legal needs. For more information about our services, contact our Baltimore, MD financing and lending lawyers at 410-385-2225.